There are a number of different insurance polices for your home depending upon your type of ownership.
Below you will find a list of policy types and a brief description of each.  For a brief explanation of the coverage your Association Master Policy might carry (click here).  Please note that these coverages may not apply to your specific Association - they are meant as a guideline for you to understand the Master Policy Coverages.  You may contact us for a specific Explanation of  Coverages that can be given to your insurance Agent.

For more specific details click on the appropriate link or contact us directly to discuss your specific situation:

1.  If you own a condominium unit or a townhouse style unit with building coverage
being maintained by your Asociation, you will be required to purchase and  HO6 policy ... 
                                        (click here) for more details

2.  If you own a single family home or a townhouse where you are responsible for
building coverage then you will be required to purchase an HO3 policy ..
                                         (click here) for more details

3.  If you rent your home or condominium unit you to others you may purchase a 
combo dwelling  policy ...
                                          (click here) for more details

4.  If you are a tenant and rent your home from others you may purchase a HO4 policy..
                                           (click here) for more details

                                 If you wish to contact us to talk more about these or other options (click here)